Terms of Service
Welcome to Lynn Life Insurance!
Effective Date: January 1st, 2026
SMS Messaging Terms & Compliance
1. Program Description:
This messaging program sends appointment confirmation and reminder messages to customers who have booked an appointment with Lynn Life Insurance through our website at lynnlifeinsurance.com, or via our scheduling forms, and have explicitly opted in to receive SMS notifications. Opt-in is collected via web forms with a dedicated checkbox for SMS consent. Messages include scheduling confirmations, appointment reminders, rescheduling updates, and customer support communications. Messages may be sent using an automated telephone dialing system or other automated technology, as permitted by law. Consent to receive SMS messages is not a condition of purchasing any goods or services from Lynn Life Insurance LLC.
2. Cancellation Instructions:
You can cancel the SMS service at any time. Simply text "STOP" to the same number that sent you messages. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
3. Support Information:
If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or reach out directly to help@lynnlifeinsurance.com or call 206-427-2780 during business hours.
4. Carrier Liability:
Carriers are not liable for delayed or undelivered messages.
5. Message & Data Rates:
Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your service usage and appointment schedule, but will typically be between 1 and 6 messages per appointment lifecycle (e.g., confirmation, reminders, and follow‑up).
6. Supported Carriers:
Our SMS program works with all major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, and most regional carriers.
7. Age Restriction:
You must be 18 years or older to participate in our SMS program.
8. Privacy Policy:
For privacy-related inquiries, please refer to our Privacy Policy at privacy policy.
We comply with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines, regarding the use of SMS communications.
General Terms:
This website lynnlifeinsurance.com is owned and operated by Lynn Life Insurance LLC, an independent insurance agency, and is not an insurance carrier. We may provide information about products offered by one or more third‑party insurance companies, but those companies are solely responsible for the products they issue. By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or at lynnlifeinsurance.com.
Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.
We reserve the right to change these Terms of Service or to impose new conditions on the use of the Site from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.
Our Limited License to You:
This Site and all the materials available on the Site are the property of Lynn Life Insurance LLC and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal non-commercial use.
You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us.
Unless explicitly authorized, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium any material from the Site. However, you may download and/or print one copy of individual pages for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.
Disclaimers:
Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply an endorsement or sponsorship of such sites or the information, products, or services offered on or through the sites.
Any insurance quotes, rate information, or coverage descriptions provided on the Site are for illustrative and informational purposes only and do not constitute a contract, binder, offer, or guarantee of specific coverage or premium. Actual eligibility, coverage, and premiums are determined solely by the issuing insurance company, based on its underwriting guidelines and the information you provide.
The information, products, and services offered on or through the Site are provided "as is" and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.
You agree at all times to indemnify and hold harmless Lynn Life Insurance LLC, its affiliates, and their respective officers, directors, agents, and employees from any claims, causes of action, damages, liabilities, costs, and expenses arising out of or related to your breach of any obligation, warranty, or representation under these Terms of Service.
Your participation in any dealings with third-party vendors is solely between you and the third party. Lynn Life Insurance LLC shall not be responsible for any loss or damage incurred as a result of such dealings.
To the maximum extent permitted by law, in no event shall Lynn Life Insurance LLC, its affiliates, or their officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of the Site or any services obtained through the Site, whether based in contract, tort, strict liability, or otherwise, even if we have been advised of the possibility of such damages. To the extent we are found liable to you for any claim arising out of or related to the Site, our total aggregate liability shall not exceed one hundred dollars (USD $100).
Governing Law:
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law principles. Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Site shall be resolved exclusively through binding arbitration administered by a recognized arbitration provider in Fulton County, Georgia, except that you or we may seek relief in a small claims court of competent jurisdiction. You and Lynn Life Insurance LLC agree that you are each waiving the right to a jury trial and to participate in a class or representative action.
For any questions regarding these Terms of Service, please contact us at:
Lynn Life Insurance LLC, a Georgia limited liability company
Phone: 206-427-2780
Email: help@lynnlifeinsurance.com
Website: lynnlifeinsurance.com
By using our website and services, you consent to these Terms of Service.